Facility Rental User Liability Insurance

Facility Rental User Liability Insurance

The Powerade Centre offers a unique facility which can be rented for sport, entertainment, and social events. Our facility can be rented by individuals, groups, non-profit organizations, and for-profit corporations. 

 It is mandatory for rental users groups and individuals to carry liability insurance when renting our facility.

We often find that the process in securing the correct and affordable insurance for the rental users can be difficult and time consuming. Therefore, the Powerade Centre has introduced through their Broker, Warren Hill Risk Management and Insurance Broker Services Inc., a Facility Rental User Liability Insurance Program. This Liability Insurance Program is offered to rental users of the Powerade Centre (i.e. ice, fields, rooms, parking lots, and picnic areas) who do not carry their own, or adequate insurance when renting our facility. 

What is the Liability Insurance Program?

The Liability Insurance Program provides individuals and/or groups renting the Powerade Centre facility with a straightforward and affordable avenue to obtain liability insurance protection to mitigate their financial exposure resulting from claims that may result from the rental agreement.

If the facility user does not already carry the required insurance, it can be purchased through this program at the time of booking.Insurance limits range from $2 to $5 million per occurrence (depending on the specific sport, event or activity).

The insurance provides coverage to the facility user to defend and/or settle a legal action claiming negligence that resulted in a Bodily Injury or Property Damage to a Third Party. The liability protection also extends to protect negligent acts falling within the wordings:

  • Tenant’s Legal Liability:

    For a complete explanation of coverage, please click here

    Any questions on coverage should be directed to our Broker: 
    Warren Hill Risk Management and Insurance Services Broker Inc.
    105-2420 Meadowpine Boulevard, Mississauga, On L5N 6S2
    Phone: 289-801-9839
    Toll Free: 1-855-202-7132
    After Hours/Weekends: 647-625-3003
    Email: contact@warrenhill.ca

  • Liquor Liability Coverage (for Alcohol events only): provides coverage for claims resulting from the serving of alcohol.

Insurance Requirements

Groups and individuals responsible for a facility rental are required to produce and maintain, throughout the duration of the Rental Agreement, proof of sufficient liability insurance coverage.

 Depending on the type of activity, sport or event, clients will be required to have liability insurance coverage. The program encompasses the rental of facility space, sports fields, and rentable outdoor space and parkland.

The Liability Insurance Program provides the opportunity for individuals or groups renting our facilities to either:

  1. Purchase liability insurance via our broker online through the Powerade Facility User Program.
  2. Provide proof that they already have obtained liability insurance that meets the Liability Insurance Program requirements.

Insurance limits range from $2 million to $5 million depending on the activity. High risk sports such as ice hockey will require coverage of $5 million. Lower risk events and activities such as baseball, will require coverage of $2 million.

 

What if I have questions on the Coverage?

Commonly asked questions as well as the Powerade Centres insurance broker contact information is available by clicking on the link below.
Facility Rental User Insurance FAQs January 2018 

  

How to Purchase Insurance? 

If the facility user does not possess adequate liability insurance coverage it can be purchased through the Liability Insurance Program at the time of the booking.  Click the link below and you can purchase the insurance needed. Once purchased a “Certificate of Insurance” can be downloaded. Provide this certificate as a proof of insurance to the Powerade Centre. Purchase facility liability insurance

What if I have the Required Insurance/Insurance Certificate? Insurance Certificates

If the facility user has the required liability insurance, his/her insurance broker must complete a Certificate of Coverage form which can be downloaded by clicking on the appropriate link below. The certificate of insurance is to be completed by your insurance broker and returned at least fourteen (14) days prior to the booking.

Insurance Certificates

Proof of Insurance Form (this form must be completed if not buying insurance through the Powerade Centre program)

Powerade Centre Insurance Certificate